Usually to apply for a real estate mortgage loan, a borrower typically needs to provide a range of documentation to demonstrate their financial stability and stability to repay the loan, for example: 1. Proof of employment such as pay stubs (usually covering the past 30 days); 2. Tax returns (typically for the last two years), W-2 or 1099 forms (for salaried employees or freelancers); 3. Two months of bank statements, saving or checking or both; 4. A signed consent authorization letter for the lender to check your credit score and report; 5. Copy of a goverment-issued ID (e.g., driver's license or passport); 6. If you are buying a home, a copy of an accepted purchase agreement by the seller. 7. If you are self employed or own a company, other conditions may apply to you such as copy of tax returns, 2 years, or only a copy of a profit and loss statement or P&L or copy of bank statements only. Once we have talked to you, we''ll send you the list of items you will need to send to us.
We have the ability to arrange financing not just locally, in the state of California, but accross state lines. Let's connect first to discuss your plans with us and explore the options available to you. Whether you're just starting the process or ready to move forward, we're here to guide you every step of the way.
Feel free to contact us. We'd love to hear from you!
CLICK HERE TO CONTACT US THROUGH THE "QUICK LOAN QUOTE.".
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